There's a guy in a suit sitting next to you, looking up at the TV news. You are tempted to introduce yourself and ask: There's a guy in a suit sitting next to you, looking up at the TV news. You are tempted to introduce yourself and ask: "What do you do" but decide on a more tactful approach instead. You look at your glass and say: "At last, a chance to relax! It's been a tough day." You stop talking. Your glass isn't going to answer back. (Credit: Nitr/Shutterstock.com)

It's the holidays, so we can be lighthearted. If a business owner and an insurance agent walk in into a bar, what might happen next? Let's assume you are the insurance agent.

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