After filing an auto accident claim, one dreaded consequence drivers can expect is the inevitable increase in premium costs.

A recent ValuePenguin analysis found that auto insurance policyholders in certain states pay more for insurance following an accident or theft than in neighboring states. In a separate study, the personal-finance website discovered that drivers' premiums after an auto claim could vary significantly depending on their insurance company.

ValuePenguin examined rates for accidents with bodily injuries based on auto insurance policies for a 30-year-old male sample driver with a 2015 Honda Civic gathered from every state from the largest U.S. auto insurers.

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