E-scooters are now available in almost every major city in the U.S. but insurance solutions for riders remain inadequate. (Photo: Johnny Michael/Shutterstock.com) E-scooters are now available in almost every major city in the U.S., but insurance solutions for riders remain inadequate. (Photo: Johnny Michael/Shutterstock.com)

Remember when Marty McFly time-traveled to 2015 in the movie "Back to the Future Part II" and introduced viewers to the gravity-defying hoverboard? Well, 2015 came and went, and while this sci-fi dream has yet to become reality, it's safe to say that technology has provided us with other impressive mobility solutions far beyond what Hollywood conjured up three decades ago.

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