In the unfortunate event that a company or business suffers losses due to flooding, tornadoes, droughts, wildfires or hurricanes, insurance policyholders should review their policies in advance so they can be prepared to take full advantage of available coverage. (Carolina K. Smith/Adobe Stock) In the unfortunate event that a company or business suffers losses due to flooding, tornadoes, droughts, wildfires or hurricanes, insurance policyholders should review their policies in advance so they can be prepared to take full advantage of available coverage. (Carolina K. Smith/Adobe Stock)

As commercial policyholders dry out from the havoc wreaked by this year's uncharacteristically cold winter in Texas, the relative "calm before the storm" that comes in the springtime provides an opportunity to assess insurance coverage for weather-related events. In connection with that assessment, this article provides a brief overview of both the coverages that may respond to extreme weather events, and insurance-related legal issues that may arise out of those events.

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