Previously, a "catastrophic season" may have indicated a certain period over the course of the year, but over the past few years, it's become clear that severe weather and natural disasters can occur regardless of time and place. Insurers and policyholders no longer have to just worry about "hurricane season" in the Gulf and the Mid- and South Atlantic states or ice storms and snow squalls in the north. It's now important to be prepared for a variety of major storms, fires, blizzards, and other various types of weather.