MGAs plant their flag in niche industries to help the average person make sense of their insurance. (Photo: iQoncept/Adobe Stock)

With the exception of the readers of this publication, nobody's comfortable with insurance. Take a martial arts instructor or Little League coach. They're required to buy insurance to open a studio or start a team, and their biggest concern is that they're wasting money on a policy that ultimately won't cover them in an emergency. It makes sense that they need the help of an insurance specialist.

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