Burned out house. "We're looking for people who are adventurous and willing to make their mark in the industry," says McCarthy. (Photo: Wikimedia)

While insurance has been around for centuries in some form, there are several newcomers to the space that are bringing fresh approaches to coverage, sales and claims processing. One of those leaders is Hippo Insurance, which now offers homeowners coverage in 33 states across the U.S.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]