(Top left to right): David Navetta, partner at Cooley and Audrey Jean, senior privacy officer and senior associate general counsel at AARP. (Bottom left to right) James Steel, director and counsel at American Express and Stephen Liverpool, general counsel at Raymond James Bank. . Courtesy photo

Cyber insurance carriers becoming smarter about online-threat mitigation and taking such measures into considering when they set policy rates, according to a panel of cyber coverage experts that spoke during the recent ACC Foundation Virtual Cybersecurity Summit.

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