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Insurance and risk management professionals should impart this message to companies and organizations that use their facility or grounds for special events: Be prepared for anything that might go wrong and potentially lead to a lawsuit.

Here are a few examples of incidents that could prompt legal action:

  • Attendees say they contracted the novel coronavirus (COVID-19) after attending what they claim was a "superspreader event" at the rented facility.
  • A guest is injured after slipping and falling on a spilled beverage. He then sues both the sponsoring organization and the host.
  • The parents of a 5-year-old girl report to police that the child says she was abused by a childcare worker at the event. This results in a lawsuit.
  • Numerous attendees say they became ill after eating food at an event, making claims against both the sponsoring and host organizations.

While you can't control the actions of others, you do have control over many aspects of the situation — and ways to decrease the likelihood that something bad will happen at a special event.

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