It's always amusing to read articles or postings about emerging trends or exposures that will affect the insurance industry. Some of them are accurate (but predictable), and other times, we really miss the mark — as with the COVID-19 pandemic. So, here is a look at two different concerns — one of which, if correct, can significantly impact the industry. The second, while seen as a disrupting threat by some, may make the industry more efficient and effective.
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