While sharp objects might cause the most reported claims, slips and falls resulted in 4.5 times more in paid losses. Industry data over the past ten years shows an average of 48.3% to 50% loss ratio for workers' compensation restaurant claims, says AmTrust. (Photo: Shutterstock) While sharp objects might cause the most reported claims, slips and falls resulted in 4.5 times more in paid losses. Industry data over the past ten years shows an average of 48.3% to 50% loss ratio for workers' compensation restaurant claims, says AmTrust. (Photo: Shutterstock)

When Tropical Storm Isaias hit New Jersey in August, powerful winds destroyed outdoor dining spaces at multiple restaurants and led to thousands of dollars in property losses. Temporary structures may be more susceptible to wind, hail and other storm damage due to weaker materials.

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