Water ponding on a roof. When water ponds on a roof it isn't draining away or evaporating quickly, which can cause the roofing materials to deteriorate and shorten their lifespan. (Photo: Heidler Roofing)

Roofing issues come in all shapes and sizes, and for adjusters and inspectors, knowing what to look for regarding a claim can mean the difference between a covered loss and routine damage. Some problems may be visible on the surface and others can lurk under the shingles and sheathing, causing a host of interior issues.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]