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No matter where you live in the world, there are certain aspects associated with the cost of living that will be fairly expensive. Whether it's a mortgage or student loans or taxes, most people have a lot of expenses to account for. One of the main expenses in the United States that many have to devote a sizeable amount of money to is the cost of their auto insurance.

However, auto insurance rates in the U.S. vary by state — and it's very inexpensive in some states compared to others. An analysis by Insure.com found that the average cost of car insurance in 31 states is less than the national average, which came in at $1,517 this year.

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