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Severe weather events have clearly worsened in recent years, and homeowners in the U.S. are becoming more afraid of disasters threatening their homes and property.

The U.S. now averages $35 billion per year in insured catastrophe damage, up from $25 billion per year in the 2000s. According to government data, twice as many billion-dollar natural disasters hit the U.S. in the 2010s than in the 2000s.