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Every driver knows that certain cars will cost more to insure than others. The year and model of the vehicle are significant factors when insurers determine insurance rates, but they are not the only considerations.
A recent analysis by Insure.com of the most and least expensive vehicles to insure in 2020 noted that "the target audience, sticker price, repair costs and safety features incorporated in a vehicle absolutely impact the cost of insurance." Notably, vehicles designed with families in mind tend to come with safety features, which is why SUVs and CUVs made up much of its list of least expensive cars to insure.
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