Legalized marijuana is creating questions for insurers and employers alike. (Photo: Shutterstock)
There are many ardent proponents of the medicinal qualities of cannabis. It has been recommended for a host of physical illnesses including:
- nausea and vomiting for those going through chemotherapy,
- to stimulate the appetites of those suffering from HIV/AIDS and other conditions,
- to help alleviate pain due to multiple sclerosis (MS) or other chronic conditions,
- to improve spasticity due to MS or paraplegia from spinal cord injuries, and
- to help manage depression, sleep disorders or anxiety among other maladies.
The challenges for physicians and insurers center on several issues: cannabis is still illegal on the federal level and state regulations vary widely, there are few scientific studies that have examined its efficacy across multiple illnesses, it is not regulated to the same degree as other medications, and there is still some stigma associated with its use and distribution.
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Patricia L. Harman
Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]
