For homeowners in the process of rebuilding, both FEMA and the local emergency management officers are advising that construction not get underway until building permits that meet city or county building codes have been approved. For homeowners in the process of rebuilding, both FEMA and the local emergency management officers are advising that construction not get underway until building permits that meet city or county building codes have been approved. (Photo: iStock)

Payments for insured losses have exceeded $22 million and could exceed $30 million when all claims have been filed and paid for the homes that were damaged in the Oct. 16 flooding in central Texas. FEMA's National Flood Insurance Program (NFIP) has received flood claims on more than 800 homes.

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