You and your property & casualty insurance clients encounter hazards every day, some serious, others rare and minor. Most of us fear certain kinds of risks or hazards more than others.
According to Gallup, four in 10 Americans "fear being a victim of a mass shooting," while 24% of U.S. adults are concerned about terrorism. Many also worry about falling victim to hate crimes or sexual assault. Natural disasters are often a dreaded threat. The list goes on, and these sentiments often are expressed in response to recent headlines.
But people can feel unsafe in other ways, too. Besides the types of hazards that can cause bodily injury or property damage, taking out an unaffordable second mortgage, unemployment or even visiting unsecured websites are also ways people run into danger. At the top of the list of worries is cybercrime, which 71% of Americans worry about.
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