Rate actions varied by line of business and region but generally began to trend favorably through 2017 and the first half of 2018 Rate actions varied by line of business and region but generally began to trend favorably through 2017 and the first half of 2018. (iStock)

The environment in which insurers operate today is significantly different than just a few short years ago, according to an annual review of property & casualty (P&C) results conducted by Guy Carpenter & Company LLC, a global risk and reinsurance specialist and a wholly owned subsidiary of Marsh & McLennan Companies.

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