As with all newcomers into the workforce, members of Gen Z are often mislabeled and stereotyped long before they are able to truly reveal their identity. As you try to predict what kind of employees and insurance clients Gen Z will produce, let's tune into what they're actually saying to us right now.

The most educated (and debt concerned) generation

Over last 50 years, we have observed increasing educational standards. High school students are taking more advanced courses, college enrollment rates have skyrocketed, and the higher-order education attainment of the population has climbed from 24% in 1986 to 37% in 2014, according to the U.S. Census Bureau. Yet, it comes at a cost.

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