The Chens allegedly orchestrated the entire situation to make it appear as though the fire was the result of a careless cooking incident and then planted many of the same smoke damaged items. The Chens allegedly orchestrated the entire situation to make it appear as though the fire was the result of a careless cooking incident and then planted many of the same smoke damaged items. (Photo: Shutterstock)

Tyler and Kim Chen were arraigned in the Santa Clara County Superior Court following their arrest on multiple felony counts of insurance fraud and arson for their role in an alleged fraud scheme that scammed five insurance companies out of $4 million. The co-conspirators, Trang Huynh, Suong (Sandy) Ngo and Duyen Pham were arrested as well for their involvement.

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