It's that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes are currently in the forecast for large portions of the United States.

Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov.

Damage caused by tornadoes is covered under standard homeowners' and business insurance policies, and under the optional comprehensive portion of an auto insurance policy, according to the Insurance Information Institute.

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