suitcase Not all travel insurance plans cover baggage, so make sure you check your policy, preferably before you buy it. {Photo: iStock)

One of the busiest times of the year for travel is now underway — with wave season already on cruise control, spring break heating up and summer holidays right around the corner. While the feeling of anticipation prior to taking a trip can placate even the most organized packers among us — losing that precisely packed suitcase can quickly drain the excitement from any vacation.

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