We all take on a certain level of risk based on where we chooseto live.

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If you live in San Francisco, the risk of a major earthquake damaging your home is probablyhigher than if you live in Denver.

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Beach lovers in Florida face a risk of hurricane storm surge that residents of Chicagoare fortunate enough to avoid.

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Related: Cities fall short on preparing fordisaster

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To determine where Americans can feel most secure — in more thanone sense — the personal finance website, WalletHub, compared more than 180 cities across 35 keyindicators of safety. One of the three key dimensions WalletHubanalyzed was a city's natural-disaster risk.

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Disaster criteria

The natural-disaster risk scores for each city in the study arebased on the following possible disaster risk level:

  • Earthquake.
  • Flood.
  • Hail.
  • Hurricane storm-surge.
  • Tornado.
  • Wildfire.

So, which cities most need to pay attention to natural disasterrisk mitigation and recovery efforts?

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Above are the U.S. cities with the highest andlowest natural disaster risk levels, according toWalletHub's analysis.

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Related:

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Trump disbands group that prepared cities forclimate shocks

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Is your home in a flood zone?

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Big insurers brace for perilous future as climaterisks escalate

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