With winter on the way, we're heading into a busy time of year that includes several major holidays coming back-to-back.

Although it's called "the most wonderful time of the year," it can feel like the most stressful time of the year. And the last thing anyone wants to add to their to-do list is worrying about damage to their home and the accompanying insurance costs (if insurance even covers the damage).

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.