Editor's note: As readers in Texas consider the possibility of a hurricane making landfall for the first time since 2008, we remember how important it is for organizations and businesses to have a continuity plan — and to involve the HR team from the start.

It can't happen here. Those words could be carved on the tombstones of countless failed businesses.

"It's shocking to see the number of companies that have no business continuity plan," says Steve Layne, CEO of Layne Consultants International, a security consulting service in Denver. "Less than 50 percent of businesses that close during an emergency ever reopen."

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