Jewelry claims are complex and need special attention by jewelryand diamond experts. Insureds are faced with a jewelry and diamondpricing system that changes daily. The terminology used to definequality of gems and diamonds can be confusing for both insurers andthe policyholder.

Consider this:

• There are more than 70,000 jewelry businesses in the US, allwith different levels of experience, training, and service.

• U.S. customers spent more than $50 billion on jewelry and watchpurchases in 2016.

• According to insurance industry data, $1.5 billion in jewelry islost or stolen annually.

Jewelry insurers and policyholders can benefit greatly from theuse of expert, knowledgeable replacement services: the insuredreceives a replica of that cherished piece, and insurance carriersoften save a great deal by replacing, identifying or deterringfraudulent claims, and benefit from the cycle of collectingpremiums from the policyholder who usually reinsures thereplacement piece with the same carrier.

Claimlink© Jewelry Replacement

It is Alan Fisher's pioneering work in jewelry replacementthrough Claimlink© that makes him a much-sought-after expert in theinsurance industry nationally. With many years of training and morethan 40 years of experience in the jewelry and insurance industry,Fisher continues to be one of the nation's leading diamond experts.He is listed in Best's Directory of Recommended Expert ServiceProviders.

While many contents replacement services now exist, Fisher's wasone of the first jewelry replacement companies in the nation — oneof the few that focuses strictly on jewelry. Claimlink© now hasmore than 1,000 locations nationwide through a network of jewelersand maintains an office and secure jewelry viewing areas in NewYork City's diamond district. It is through itsmulti-million-dollar inventory that Claimlink© is able to replacefine diamonds, jewelry, and timepieces. His headquarters andstate-of-the-art showroom are located in downtown Red Bank, NewJersey.

In addition to jewelry replacement, Fisher provides repair,restoration, appraisal, salvage purchasing and consultationservices. Price quote support can be requested throughExpressQuote©, the industry's most innovativeonline price quote support system. Through Claimlink'sSalvagePro© and new SalvagePro Mobileclaims services, Fisher arranges inspections of salvagedand recovered jewelry in any condition. The SalvageProMobile team will travel to your office to view, inspectand provide confidential bids to purchase large lots. Recentacquisitions include the purchase of a damaged diamond for nearly ahalf-million dollars.

As his outstanding reputation in the jewelry and insuranceindustries grows, so does his work. He now provides jewelry-relatedevaluations for homeowner, commercial, and nonprofit claims. Forexample, through Claimlink©, Fisher is able to provide theft andloss evaluation services to commercial entities such as jewelrystores, museums, and hotels. Services also include working withthird-party administrators and independent adjustmentcompanies.

Because of his 40 years of experience in the jewelry business,and the many facets of his business from repair and restoration tore-cutting and replacement, Fisher's services are much soughtafter.

Claimlink provides detailed damage reports with photographs toassess the damage to jewelry, timepieces, broken or chippeddiamonds and gemstones. All reports contain diminished valuecalculations for accurate claim settlement.

Sometimes, repair is the answer rather than replacement.Fisher's gem recutting department can recut damaged diamonds orgemstones to yield the maximum recut weight. Inspections andreports prior to recutting are always provided at a no feecourtesy. All recut gems are accompanied with Diminished ValueReports including “before” and “after” digital photographs.

The “Claimlink Replacement Process” can save insurance companiesmillions in claims by being able to quote, replicate, and replacethe item rather than cashing out. Because of services such asClaimlink©, more fraud is often detected, more fake claims can beuncovered and denied, and, ultimately saves policyholders insurancepremium dollars paid by keeping the cost of insurance down.

Alan Fisher can be reached at 1-800-537-4700 or at [email protected]