According to the Identity Theft Resource Center’s most recent Data Breach Report, 901 breaches with access tomore than 34 million records have taken place in 2016 through Dec.13, and more are likely to be reported by the end of the year.

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Until 2015, identity theft was the top complaint received by theFederal TradeCommission for 15 consecutive years. And while more aggressivemeasures have been taken to improve the security of personalinformation, criminal strategies constantly evolve and grow insophistication, keeping consumers vulnerable to identity theft andfraud. Just how vulnerable, however, depends on the person’s stateof residence.

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Related: 3 emerging risks your clients aren’t prepared forin 2017

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In order to determine where Americans are most likely to beexposed to and affected by identity theft and fraud, analysts atWashington, D.C.-based WalletHub compared the 50 states and the District ofColumbia across six key indicators of susceptibility to suchcrimes, ranging from “identity-theft complaints per capita” to“average loss amount due to fraud.”

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WalletHub’s analysts compared the 50 states and Washington, D.C.across three key dimensions: identity theft, fraud and policy.WalletHub evaluated these dimensions using six key metrics:

  • Identity theft complaints per capita (~23.75 points)

  • Average loss amount due to online identity theft (~23.75points)

  • Fraud and other complaints per capita (~23.75 points)

  • Average loss amount due to fraud (~23.75 points)

  • State security-freeze law for minors’ credit reports (~2.50points)

  • Identity theft passport program (~2.50 points)

Each metric was graded on a 100-point scale, with 100representing “highest vulnerability.” WalletHub then calculatedoverall scores for each state and Washington, D.C. based on itsweighted average across all metrics and used the resulting scoresto rank them.

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Related: 9 fraudsters join the Hall ofShame

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Keep reading to see the top 10 states most vulnerable toidentity theft and fraud in 2016. Read the full report on WalletHub.

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(Photo: iStock)

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10. Connecticut

Total score: 65.12

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Connecticut is tied with four other states for having the mostidentity theft complaints per capita. Conversely, Hawaii was thestate with the least.

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Related: The changing face of fraud

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(Photo: iStock)

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9. Missouri

Total score: 65.49

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Missouri ranks ninth overall, but is number one in the countryunder the “policy” dimension measured by WalletHub. Missouri isalso one of the four states tied with Connecticut for having themost identity theft complaints per capita.

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Related: Social media is a tool to fight insurancefraud

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(Photo: iStock)

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8. Michigan

Total score: 66.22

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Michigan is tied with four other states for having the mostfraud complaints per capita. North Dakota is the state with thefewest.

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Related: Technology is one more tool in the fraudtoolbox

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(Photo: iStock)

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7. Texas

Total score: 67.60

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Texas is also the fifth state with the most fraud complaints percapita.

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Related: Cyber thieves target personal data duringholidays

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(Photo: iStock)

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6. Illinois

Total score: 69.11

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Illinois is the fourth state with the highest average lossamount due to online identity theft. Montana is the state with thelowest.

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(Photo: iStock)

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5. Nevada

Total score: 69.29

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Though ranking fifth overall, Nevada ranks second in the countryfor fraud.

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Related: New weapons in the war on fraud

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(Photo: iStock)

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4. Massachusetts

Total score: 71.84

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Massachusetts is tied with Missouri for being the number onestate in the “policy” dimension. The state is also tied for beingthe number one state with the highest average loss amount due toonline identity theft.

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(Photo: iStock)

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3. Florida

Total score: 77.22

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Florida is tied for first for states with the most identitytheft complaints per capita. The state is also tied for first formost fraud complaints per capita.

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Related: How to avoid becoming a victim of 'flood vehicle'fraud

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(Photo: iStock)

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2. California

Total score: 82.25

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California is the third state with the highest average lossamount due to online identity theft and the third state with thehighest average loss amount due to fraud.

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Related: California auto insurance fraud, identity theftring broken

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(Photo: iStock)

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1. District of Columbia

Total score: 98.61

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Washington, D.C. ranked first in all three key dimensions:identity theft, fraud and policy. It also tied first withConnecticut, Missouri and Florida for most identity theftcomplaints per capita; tied for first with Massachusetts forhighest average loss due to online identity theft; tied for firstwith Florida, Georgia and Michigan for most fraud complaints percapita; and was fifth for highest average loss amount due tofraud.

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