Autumnal leaves are falling and the mornings greet us with a bracing chill. Winter is coming.
For many high-net-worth (HNW) individuals, homes in wintry climates can present extraordinary financial risks, from burst pipes in kitchens to ice damming at roof edges.
If your clients are retreating to their winter home (and thereby leaving their primary residence vacant or partly unattended), or if they are remaining in a cold climate during the winter months, a snowstorm or extremely frigid temperatures can create mayhem for homes unprepared for Mother Nature's whims.
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