Halloween is a scary holiday, but even the goriest costumes or darkest haunted houses aren't as scary as the risks insureds need to protect themselves against, such as fire, distracted driving, vandalism and theft.
According to claims data from New York City-based Travelers Cos., on average there are 24 percent more crime-related claims on Halloween than any other day of the year. Of those claims, 19 percent are related to vandalism and "malicious mischief," 21 percent are off-premises theft (personal items such as a GPS or laptop left in a vehicle) and 60 percent are on-premises thefts.
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