Since the beginning of 2016, there have been 400 terrorist attacks28,533 terror-related fatalities, and 43,854 terror-related injuries reported. This largely contrasts the 171 deaths and 191 injuries due to terrorism reported nearly a half century ago, creating an ever-present need for international travelers to purchase travel medical insurance with a terrorism benefit before they leave home.

According to Mark Carney, president and CEO of Indianapolis, Ind.-based Tokio Marine HCC – MIS Group, there are a number of common misconceptions about travel medical insurance and what it covers.

First, medical insurance from your home country is not likely to cover you in the event of a terrorist attack while abroad. Additionally, many travel medical insurance policies will cover the cost of transporting you to the nearest medical facility, but will not cover the cost of transporting you home.

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