Earthquakes, floods, hurricanes, tsunamis — savvy organizations realize that, although rare, natural disasters pose a business travel risk that can't be ignored. For HR managers overseeing business travelers, an earthquake or other catastrophic event can leave employers scrambling to ensure their employees' whereabouts and safety.

Recent earthquakes in Ecuador, Japan, and Nepal have shown just how essential preparing for the right travel risks can be for HR managers who oversee business travel.

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