It’s that time of the year when all work stops, at least for alittle, as people take time to fill in their NCAA CollegeBasketball Tournament bracket.

The Coverage Opinions newsletter has decided that the NCAAbracket shouldn’t just be limited to figuring out which collegebasketball team is the best in the nation. The bracket has a placein insurance law as well.

There are dozens of issues that determine coverage under aliability insurance policy. They involve insuring agreements,exclusions, conditions and more.

While they are all unique and important is some way, their levelof interestingness can vary greatly — from tremendously to not atall. Some liability coverage issues are constantly evolvingand have been debated for decades — with no consensus amonginsurers and insureds, and courts issuing decisions all over theboard.

Other issues arise infrequently and are staid — with littledisagreement among those involved in the claims process. However,only one liability coverage issue can be the most interesting. Andopinions can vary greatly on what that it. An interesting coverageissue is in the eye of the beholder.

The Coverage Opinions newsletter has set out to take a survey todetermine the most interesting liability coverage issue with its“Most Interesting Liability Coverage Issue: BracketChallenge.”

Start with 64 coverage issues and narrow it down to one. Sendyour brackets to [email protected]by March 23. Some entrants will receive prizes.

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Randy J. Maniloff is an attorney at White and Williams LLPin Philadelphia. He also writes and publishes CoverageOpinions.

Related: Here are the top 10 most significant liabilitycoverage cases of all time

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