Commercial rates for all P&C lines continued in a holdingpattern in May, while personal insurance rates held steady at plus1%, matching the rate increase reflected in April 2015.

The United States commercial insurance marketplace rates areholding steady and the majority of commercial accounts are securingrenewal terms as expiring. Therefore, premiums held steadyunless the exposure base changed.

[Related: Composite P&C rates down 1%, personal rates up2% in March 2015]

A lot of business renewed in May 2015, according toMarketScout. The only notable exception in flat rates was intransportation, where the auto portion of these accounts is drivingan average 2% increase.

Business Owners Policies (BOP) were up from flat to plus 1% inMay as compared to April 2015. EPLI coverage was down from plus 1%to flat, or 0% increase.Contracting was the only industryclassification to change from April to May 2015. Contracting was up1%.

Here are the May 2015 composite raw numbers fromMarketScout:

Keep reading to learn more about the rates in the U.S. personallines market.

Personal insurance rates up 1% in May

The U.S. composite rate for May 2015 held steady at plus 1%,matching the rate increase reflected in April 2015.

The only change in rate was for homeowners with Coverage Avalues under $1,000,000.

"The reduction in pricing for homes under $1,000,000 is notsurprising," according to Richard Kerr, CEO of MarketScout. "Thisis a much sought after market with literally dozens of insurerstrying to gain market share," noted Kerr.

Below is a summary of the May 2015 personal linesrates.