Recently, a broker e-mailed me with a question I had not yet heard. A homeowners' association was seeking to equip security guards with body cameras. She asked, does this impact the guard firm's liability and, if so, how?
Body cameras have quickly become a hot-button issue for law enforcement and policymakers, and now they are poised to become a private security and insurance issue, too. There is certainly a chance for increased liability with the use of body cameras among private security officers, but in the long run, it may be a boon to insurers, security guard firms and the people they protect.
Agents and brokers should consider these insurance issues as body cameras begin to be used by private security forces.
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