According to the MarketScout insurance exchange, the compositerate for U.S. commercial insurance was plus 1% in October 2014.

That's more or less in line with September, MarketScout found,with the exception of automobile and professional liabilitycoverages, which were both up 1% from the prior month. On theflipside, property and workers comp rates both fell 1% inOctober.

Broken down by industry, contracting, service, andtransportation were all down an additional 1% in October from themonth prior, and (almost) all the other industries MarketScouttracks remained unchanged. Manufacturing and energy risks were thelone exceptions, both rising from plus 1% to plus 2%.

So what's the good news? It looks like the worst could be over,at least for the time being.

“As expected, the US composite commercial rate continues itsslow slide," said MarketScout CEO Richard Kerr in a statementannouncing the findings. "We are almost completely pasthurricane season, so we expect continued pressure on propertyrates. Workers’ compensation rates are also down from last month;however, a few large insurers could be facing some challenges ontheir comp book. If so, this could moderate the slide in WCpremiums."

Here are the raw numbers from MarketScout: