If you know what "bumbershoot" is, you're ahead of the curve.

If not, a little background in the difference between Inland Marine and Ocean Marine coverage might be in order, before examining the state of both markets and whether producers might seek to do more business in them.

While it's tempting to simply refer to Inland Marine as insurance solutions for anything transported across brown water and Ocean Marine as coverage for that which moves over blue water, the truth is, these two types of cover are far more complicated.

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