Pretty much everyone has at one point or anotherfantasized about owning a restaurant. Putting your name on thefront window, running the show from your own private booth, maybeeven naming a cocktail after yourself. It sounds like great fun.But the fact is, food service is very a risky business.

Case in point: More than 3,000 people die each year fromchoking on food that's been served to them at a restaurant.

A full 48% of all food poisoning cases in the U.S. are caused byrestaurant food.

And more than 67,000 food service workers are seriously injuredon the job each year, badly enough to miss multiple days ofwork.

It's no surprise, then, that insurance coverage is a crucialpart of the long-term success of each and every restaurant in thiscountry. Without it, most food service businesses wouldn't lastbeyond their first serious incident.

To highlight the wide-ranging impact that such coverages canhave on a business, restaurant and hospitality insurer Insgroup recently released theinfographic below summarizing some of the risks that ownersface.

Consider those restaurant ownership dreams squashed.

Click graphic to enlarge