Drunk driving has an estimated economic cost of about $199billion per year in the U.S., according to NerdWallet.
|Additionally, in 2012, drunk driving led to the deaths of 10,322people. But the city you're in has an impact on how likely you areto encounter a drunk driver on the road.
|A NerdWallet study, summarized in a post by John Kuo, compiled a list of the top-10cities for fatal alcohol-related car crashes per-capita, using allmotor vehicle crash data from the National Highway Traffic SafetyAdministration and population data from the 2010 U.S. Census.NerdWallet also received quotes for eight driver profiles todetermine auto-insurance rates before and after a DUI (see thestudy and methodology at the link above).
|The study found that drivers who receive a DUI see an average75.3% increase for insurance, but range of increases varies greatlyby city. NerdWallet notes that while a San Bernardino, Calif.driver sees an average 135.06% increase, a driver in Omaha, Neb.seen an increase of just 3.76%
|Additionally, NerdWallet says that out of the top-10 cities forfatal alcohol-related car crashes per-capita, six see relativelylow increases after drivers receive DUIs.
|See the top-10 cities on the followingpages.
|||
10. Little Rock, Arkansas—Population:193,691
|Little Rock had 27 alcohol-related fatal crashes from 2010-2012.Factoring in population, the city had 0.1394 crashes per 1,000residents. All told, Little Rock had almost twice as manyalcohol-related fatal car crashes per-capita than the nationalaverage, according to NerdWallet.
|A Little Rock driver's premium after a DUI jumps by about 50%,or about $616. The average driver there pays $1,241.23 for autoinsurance per year.
|||
9. Sacramento, California—Population:467,467
|Sacramento is the first of four California cities to appear inthe top-10, enduring 66 fatal alcohol-related car crashes from2010-2012, or about 0.1412 per 1,000 residents.
|Drivers in the city pay about $1,042.58 on average forinsurance, a bit under the national average, but after a DUI, adriver can expect his/her rate to skyrocket by about $1440.20, thehighest dollar amount than any other city in the top-10. That's anincrease of over 138% for the average driver.
|||8. Spokane, Washington—Population: 208,701
|From 2010-2012, Spokane, the only Pacific-Northwest city toappear in the top-10, suffered 30 fatal alcohol-related carcrashes. For perspective, NerdWallet notes that Tacoma, Washington,which has a similar population, had just 13. Spokane's fatalalcohol-related crashes total 0.1437 per 1,000 residents.
|Drivers in this city pay about $834.91 a year for autoinsurance. After a DUI a driver can expect a 55.58% increase, orabout $464.05 more. This is less than the national average of75.3%, NerdWallet notes.
|||7. Fresno, California—Population:495,777
|Fresno is the second of four California cities in the top-10,and is the largest city on the list. Its 80 alcohol-related fatalcar accidents from 2010 to 2012 equals 0.1614 per 1,000residents—more than twice as many per capita than the nationalaverage.
|Drivers, who on average pay a reasonable $887.93 for autoinsurance per year, can expect a hefty 137.87% increase, or$1,224.17, after a DUI.
|||6. Knoxville, Tennessee—Population: 179,973
|Knoxville is just across the border from Huntsville, Alabama,which has nearly the same population. But from 2010 to 2012,Knoxville recorded 31 fatal alcohol-related crashes, whileHuntsville suffered just 12. Knoxville's total comes to 0.1722 per1,000 residents, good for sixth on the list.
|Drivers pay about $1,019.97 on average for auto insurance. Aftera DUI, that jumps by 52.16%, or about $532.01. NerdWallet says thisincrease is much smaller compared to most other cities.
|||5. Lubbock, Texas—Population: 229,428
|Lubbock had 0.1743 fatal alcohol-related deaths from 2010 to2012, or 40 in total.
|Drivers pay $1,128.53 on average for auto insurance, and ratesincrease by 55.34% after a DUI, under the national average. Theincrease for the average driver totals $624.48.
|||4. Tulsa, Oklahoma—Population: 391,486
|Tulsa had 74 fatal alcohol-related accidents from 2010 to 2012,matching Oklahoma City, which has almost 200,000 more residents.Tulsa suffered 0.1890 fatal alcohol-related crashes per 1,000residents, compared to Oklahoma City's 0.1273 (Oklahoma City ranked17th on NerdWallet's list).
|Drivers in Tulsa see the lowest percentage increase after a DUIout of all the cities in the top-10. The average premium is$1,472.03, and after a DUI it increases by 42.34%, or by$623.33.
|||3. Riverside, California—Population:306,128
|Riverside had about three times the number of fatalalcohol-related crashes per capita compared to the national averagefrom 2010 to 2012, NerdWallet says. The city suffered 74 crashesover that time, or 0.2417 per 1,000 residents.
|Drivers in Riverside pay $1,001.94 on average for autoinsurance, and those who receive DUIs can expect a 140.16%increase, the highest percentage increase of any city in thetop-10. The dollar increase comes to $1,404.31.
|||2. Mobile, Alabama—Population: 195,239
|Mobile recorded 58 fatal alcohol-related crashes from 2010-2012,or 0.2971 per 1,000 residents, about four times the nationalaverage. NerdWallet says Augusta, Georgia, which has about the samenumber of people as Mobile, had just 17 fatal alcohol-relatedcrashes in the same period.
|Drivers in Mobile pay $1,014.88 on average for auto insurance,and see a relatively low rate hike after a DUI—46.98%, or$476.75.
|||
1. San Bernardino, California—Population:210,624
|The fourth California city on the list also has the dishonor ofbeing first overall when it comes to the frequency ofalcohol-related car crashes. San Bernardino suffered 94 suchcrashes from 2010-2012, or 0.4368 per 1,000 residents, faroutpacing even second-ranked Mobile. The total compares to thenational average of 0.0731 crashes per 1,000 residents.
|Drivers in San Bernardino pay $949.51 on average for autoinsurance, and that takes a significant 135.06% jump after a DUI,or an increase of $1,282.43.
|Next page: Cities with the fewest alcohol-relatedfatal car crashes.
||Cities with the Fewest Alcohol-Related Fatal Car CrashesPer-Capita
|While California placed four cities in the top-10 list, it alsohad three cities in the bottom-10 list, and they all tied for firstfor cities with the fewest alcohol-related fatal car crashes. Thebottom 10 are:
|1. Moreno Valley, Calif.
|1. Glendale, Calif.
|1. Santa Rosa, Calif.
|4. Arlington, Va.
|5. Aurora, Ill.
|6. Lincoln, Neb.
|7. New York, N.Y.
|8. Hialeah, Fla.
|9. St. Paul, Minn.
|10. Jersey City, N.J.
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