(Bloomberg) — The terrorist threat against the U.S. remains dangerous 10 years after the 9/11 Commission issued its first report — only now the risk is greater online.

In a report issued today, members of the panel that studied the 2001 attacks urge Congress to enact cybersecurity legislation, the White House to communicate the consequences of potential cyber-attacks to Americans, and leaders to work with allies to define what constitutes an online attack on another country.

"The struggle against terrorism is far from over — rather, it has entered a new and dangerous phase," according to the report, sponsored by the Bipartisan Policy Center and the Annenberg Public Policy Center. "America can not afford to let down its guard."

The panel, led a decade ago by former New Jersey Governor Thomas Kean, says U.S. readiness against hackers is poor, quoting one unnamed former U.S. agency official who said "we are at September 10th levels in terms of cyber preparedness." The U.S. is writing cybersecurity policies to prevent electronic attacks, spurring calls by privacy groups for tougher safeguards and lobbying by companies seeking exemptions.

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