Editor's Note: Vivek Gujral is executive vice president and CTO at OneShield.

Faced with worrisome weather patterns, a sluggish economic recovery, lower investment returns and customer demands for 24/7 responsiveness, insurers are faced with high expectations in a high-pressure environment.

To meet these challenges, insurers may consider turning to cloud-based offerings, specifically private and hybrid cloud services, to rapidly deploy applications on pay-as-you-go infrastructure while ensuring business continuity. The private and hybrid cloud models provide customers with a private environment where their infrastructure is hosted and maintained by a technology provider allowing for maximum integration and configuration capabilities.

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