They are some of the most experienced and respectedrisk-management professionals in the industry: The members ofNational Underwriter's Risk Managers Advisory Board serve as ago-to, essential resource, allowing us to ensure we are deliveringthe most timely, accurate picture of the ever-evolving challengesfaced by risk-mitigation professionals. 

Karl Zimmel, Manager, Risk Management Services, TusconElectric Power 

Karl has worked as a risk manager at four Fortune 1000 companiesand has acted as a client executive at one of the largest insurancebrokerage and risk-advisory firms. His areas of specialty includerisk-management program review, claims management and captivemanagement. 

Sarah Perry, Risk Manager, City of Columbia,Missouri

Sarah Perry began her insurance and risk-management career inthe early 1980s with a major insurance broker. She served as therisk manager for an Iowa hospital and for a Worker's Compensationtrust in Missouri before joining the City of Columbia in 1997 asits RM. Sarah served as president of the PRIMA (Public RiskManagement Association) board from 2008-2009 and was on its boardof directors from 2003 to 2010. 

Michael Liebowitz, Director of Risk Management andInsurance, New York University

Since 2006, Michael has held responsibility for the globalproperty and casualty insurance program at New York University, oneof the nation's largest and most prestigious private universities.Previously, he was director of risk management, safety and securityat Bridgeport Hospital & Healthcare System Inc. in Connecticutfor 18 years. During his tenure at the company, he single-handedlycreated the risk-management department that supported theactivities of five companies. Michael served as RIMS president in2007-2008.

Gary Pearce, Vice President, Risk Management Group, KellyServices

At Kelly Services, Inc., the global staffing company where Garyhas worked the past 20 years, he is responsible for therisk-management, safety, Worker's Compensation and unemploymentfunctions. In his career, he has also worked at Marsh Inc. andTrinity Health.  He is also a former president of RIMS'Detroit chapter.

William J. Montanez, Director of Risk Management, ACEHardware Corp. 

At ACE Hardware Corp., the largest retailer-owned hardwarecooperative in the industry, William has overall responsibility forthe corporate risk-management program, retail agency operations andcaptive management. William, who has over 27 years ofrisk-management experience, has served on the board of the ChicagoRIMS Chapter, on the national level of the RIMS board of directors,and as the director of RIMS' international efforts. He is currentlyPresident of the Bermuda Captive Owners Association. 

Dan Kugler, Assistant Treasurer, Corporate RiskManagement, Snap-on Inc.

At Snap-on, which he joined in 1979, Dan is responsible fordirecting all of the company's risk-management activitiesworldwide. He is also responsible for security and loss-preventionprograms for the parent and all subsidiary companies worldwide. In2009, Dan and his risk-management team received NU's Excellence inWorkers' Compensation (Honorable Mention). He currently serves onthe boards of directors of RIMS and the Spencer EducationFoundation. 

Laurie Champion, Managing Director, Enterprise RiskManagement Practice, Aon Global Risk Consulting

Laurie leads Aon's consulting team, providing enterprise riskmanagement, business continuity, supply chain and related servicesto clients in the Americas, and is a member of Aon's globalautomotive practice. At Coca-Cola Enterprises she served as vicepresident of risk management and was global director of riskmanagement for Ford Motor Company. She has served on the RIMS ERMcommittee and the RIMS Standards and Practicescommittee. 

Tim East, Director of Risk Management, The Walt DisneyCo.

In his role at Disney, Tim is responsible for risk financing,construction insurance, government affairs and risk management forDisney's international theme parks. He is the past chair of theCalifornia Coalition on Workers' Compensation, the State's employercoalition dedicated to Workers' Comp concerns. He meets regularlywith legislators, policy advisors and the California governor'soffice regarding insurance and WC issues. 

Sarah Elizabeth Pacini, Vice President, Risk Managementand Insurance, Advocate Health Care

At Advocate, Sarah is responsible for developing, implementingand directing the system-wide risk-management, claims-management,risk-financing and insurance programs to ensure a consistent andoptimal approach to minimizing liability and risk exposure. Sarahalso has worked as a trauma nurse at a Level I emergency departmentand, with her Summa Cum Laude law degree, practiced as a prosecutorin the criminal division of the McHenry County State's Attorney'sOffice.