Insure.com's annual study named the Ford Edge SE the cheapest 2013 model year car to insure in America. A single, 40-year-old man driving the Edge with an average commute of 12 miles, a good driving record, policy limits of 100/300/50 and a $500 deductible on collision and comprehensive coverage can pay an annual insurance premium as low as $1,128. 

SUVs like the Ford Edge typically see less crashes and repair costs because crossovers and SUVs are beating out the minivan as the latest in family vehicles. In the past, minivans have dominated the Insure survey list. This year, the top 10 cheapest cars to insure: 

1. Ford Edge SE
2. Jeep Grand Cherokee Laredo
3. Subaru Outback 2.5i Premium
4. Kia Sportage
5. Jeep Patriot Sport
6. Chevrolet Express 1500
7. Subaru Outback 3.6R
8. Hyundai Tucson GLS
9. Ford Explorer
10. Hyundai Tucson GL

The top 10 most expensive cars include eight Mercedes-Benz models—the most expensive being the 12-cylinder CL600 at $3,357 a year—and two Porsche models. For complete lists with associated prices, visit insure.com.