Filed Under:Agent Broker, Commercial Business

R&O Insurance Societies and Associations: Poised to Assist

External pressure from government, legislation the economy and a killer storm. Internal pressure to stay profitable, no matter what’s going on outside. Independent agents and brokers are being squeezed from all sizes, and need more help than ever from the trade associations that represent them.

What were the biggest issues for your members in 2012?

Ken Crerar: The major concerns over the last 12 months are among the same issues our members will face in 2013.

What legislative issues are on the horizon that will affect your members?

Crerar: President Barack Obama and congressional Democrats are expected to move the Affordable Care Act forward and press aggressively to hold to implementation deadlines. There are, however, many question marks: cost, the Medicaid “doughnut hole” created by the Supreme Court, the daunting schedule as state exchanges are required to be open for enrollment by next fall, and the constitutional uncertainty about whether subsidies will be available for participants in a “national exchange” imposed on recalcitrant states.

How are your members addressing healthcare reform implementation?

What initiatives do you have planned for 2013?

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