Heads-up advice from the experts at Burns & Wilcox, Lockton Cos. and Zurich Services Corp.
1. Visit the site regularly to inspect the building:
- Make sure entry points are secure.
- Ensure the building is being maintained well.
- Look for evidence of trespassers.
- Check for any deterioration of mechanical systems.
- Make sure no trespassers are living there, especially in cold climates (a trespasser making a fire for warmth can burn down the building).
- Make sure a trespasser getting hurt is a GL exposure for the insured.
2. Make sure burglar alarms are on and working.
3. Make sure the sprinkler system is working and emergency water service is connected.
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