Remarkable unanimity reigns among the dozen carrier and broker executives offering their assessment of current conditions in the commercial-lines market.

Prices are clearly upward bound, with Workers' Comp leading the way, followed by Commercial Property (especially in cat-prone areas). But new business is still being priced at lower rates than renewals.

Where are the opportunities in a highly mature U.S. market with a slowly recovering economy? Cyber is universally seen as an area of expanding exposures, with Environmental, Green Energy and Agriculture coverages also expected to help grow premiums.

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