While casinos on Native Americanlands face many of the same types of risks as other gamingfacilities, there are some notable differences—including ones thatresult in lower losses.
Tribal courts may structure Workers' Compensation lawsdifferently from state parameters. For example, some casinomanagers on Indian lands have opened on-site clinics to offer carefor minor on-the-job injuries, reducing the total cost of risk fromWorkers' Comp, says John Bullock, president of Willis ofMississippi.
|And the fact that claims litigated against tribes are settled intheir courts also has a generally positive effect on losses. “Theirloss results are better than those of commercial casinos withrespect to General Liability exposures—they have better loss ratiosthan what you may see in the commercial world,” notes Aon ManagingDirector Craig Bowlus.
|Travelers Public Sector Services President Paula Bernal says:“We encourage tribal leaders to establish both tort and Workers'Comp ordinances and make them applicable to both government-serviceoperations and their business enterprises, including casinos. Bysetting such ground rules, tribes can better protect and promotesovereignty and can drive their own destiny.”
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