TALLAHASSEE, Fla. (AP) — Florida lawmakers might wonder if they're on a merry-go-round when it comes getting a handle on insurance costs in the state, whether for cars or homes. For the better part of a couple decades, they've gone round and round on the issue while their constituents pay higher and higher premiums.

This year appears to be no different with three major insurance bills awaiting action in the final four days of the 2012 legislative session, including one that is a priority of Gov. Rick Scott.

"They're all equally important," said Sen. Garrett Richter, a Naples Republican who chairs the Senate Banking and Insurance Committee. "We have to address the risk to Florida … on multiple fronts."

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