Water sports, boating and yachting can be thoroughly enjoyable pastimes, but each type of watercraft brings its own unique risks. Understanding how to best protect your clients is paramount.

Broad coverage is a critical first step, particularly for owners of larger yachts. A small handful of insurance providers offer policies that can properly protect your clients and their watercraft investments. However, much more can be done to maximize safety and minimize the potential for costly damage.

There is a vast spectrum of watercraft types, from jet skis and fishing boats to fully staffed yachts. And, of course, the larger the vessel, the more complex the issues become. The presence of crew, sophisticated equipment and technology, worldwide navigational plans, multiple mooring locations, general safety hazards and more all need to be addressed. Regardless of the type of vessels your clients own, there is one constant; education can lessen the likelihood of accidents.