NU Online News Service, Feb. 7, 1:51 p.m. EDT

Florida Insurance Commissioner Kevin McCarty says that if the Florida legislature does nothing to reform the state's no-fault, personal injury protection auto insurance system, rates will simply continue to increase and lawmakers could be forced to repeal the law.

The commissioner, speaking during a media conference call organized by a group called Put the Brakes on Accident Fraud, says the state is at a "critical crossroads," and must work to reform the PIP system.

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